Find the Right Lender for You with These 10 Questions

September 2, 2009
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The right mortgage lender for you is the one which can give you the best possible interest rate and lowest fees.  You could find one in banks, credit unions, trust companies, life insurance companies or a private company that lends money to buy land, houses and other real estate.

Yup, they are many—literally thousands just in the United States.  So if you have the luxury of time, we highly recommend that you compare mortgage rates and cross-examine prospective companies for you to find a loan that fits your needs.  Don’t miss asking them any of these comprehensive questions:

1. What are the…

What Your Real Estate Agent Can and Cannot Tell You

August 31, 2009
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To maintain a harmonious relationship with your agent, you have to understand that he or she cannot disclose every information that you ask for—even if he or she knows about it.  This is to abide by the laws stated in the Fair Housing Act.  So the next time your agent refuses to answer a particular question of yours, refer to this article and check if he or she is simply being prudent and obedient to the law.

For a better understanding of the duties and responsibilities of an agent, you may want to look up federal and state regulations.  Here are…